Question 1: Is a deal secured faster with a lease?

Yes. It is much easier for a business to pay a fraction of the price rather than the full amount which facilitates decision making. Therefore, the deal is secured much faster.

Question 2: Is it easier to increase an order with a lease?

Yes. It is much easier to add a few dollars a month to a lease than it is to add thousands to a bill. So this allows the customer to acquire the desired equipment without some of the constraints associated with his budget.

Question 3: Is it faster to process a lease transaction than to deal with a bank directly?

Yes. Our computerized credit validation point system allows us to authorize a customers’ credit purchase without the need for further financial inquiry. An answer is usually provided within 24 to 48 hours. This translates into a significant amount of time saved.

Question 4: Does leasing encourage your customer’s frequency of purchase?

Yes. Equipment renewal is an essential part of a business’ competitiveness. Leases allow businesses to budget expenses over many years.

Question 5: Do leases have fees similar to debit or credit cards?

No. There are no fees in a lease. Businesses will not be charged for this financial service.

Question 6: Is there an impact on our accounts receivables if we offer a lease to our cust omers?

Yes. The lease’s bill is to be paid within 24 to 48 hours following the equipment’s delivery which eliminates most of the accounts receivable and the bad debts as well.

Question 7: Should I offer my customers to lease or should I wait for them to ask for it?

It should be offered to all of your customers since your competitors could offer it to them and your customers might not ask you about it. Or worse, your clients might not purchase the equipment due to various budget considerations.

Question 8: Is it more advantageous to offer a leasing company’s services rather than to ha ve the customer use his own financial resources?

Yes, it is better to find a good lease broker. That way you’ll be sure that your customer benefits from the best market conditions and that he is provided with specialized quality services.

Question 9: Is it better to work with many financing companies at the same time?

It is usually better to choose one company with which a good partnership is developed, which understands your needs and your Canadian customers’ needs as well. Brokers can prove to be an excellent solution in order to offer your customers a wide range of financing alternatives while reducing approval time and obtaining better credit terms.

Question 10: Does Optimum Finance match all of these criteria?

Yes. Optimum Finance has business relations with some of the most important financial companies in Canada specializing in financing and leasing. This makes Optimum Finance one of the most competitive and respected business partners on the market.